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can you tell me if this essya is good?? i’m 13 btw..?

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Question by maxi: can you tell me if this essya is good?? i’m 13 btw..?
The most common credit card scam is made by phone. The caller will pretend to repsent your credit card company. He/she will sound proffesional, knowlegeable and polite.You may receive a call something like this, from “VISA” or “MasterCard”: The caller will say, “This is (name), and I’m calling from the Security and Fraud Department at VISA/MASTERCARD. My badge number is 12460 and your card has been flagged for an unusual purchase pattern, and I’m calling to verify. This would be on your VISA/MASTERCARD card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $ 497.99 from a Marketing company based in Arizona?”
When you say “No”, the caller continues with, “Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $ 297 to $ 497, just under the $ 500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?” You say “yes”. The caller continues – “I will be starting a Fraud investigation. If you have any questions, you should call the 1-800 number listed on the back of your card and ask for Security. You will need to refer to this Control Number”. The caller then gives you a 6 digit number. “Do you need me to read it again?”
Here’s the important part on how the scam works. The caller then says, “I need to verify you are in possession of your card”. Caller will ask you to “turn your card over and look for some numbers”. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he’ll say, “That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?” After you say “No”, the caller then thanks you and states, “Don’t hesitate to call back if you do”, and hangs up.
You actually say very little, and they never ask for or tell you credit card number. However, if you call the REAL VISA/MASTERCARD Security Department, they will probably tell you it is a scam. There may also be a new purchase of $ 297 to $ 497 charged to our credit card.
If this happens to you, you will need to make a real fraud report and close your credit card account. Your credit card company should give you new credit card and 3-digit security numbers. What the scammers want is the 3-digit security number on the back of the card. Don’t give it to them! Instead, tell them you’ll call VISA or Master card directly for verification of their conversation. The real credit card security dep’t will never ask for anything on the card as they already know the information since they issued the card!
Other credit card scams include: mail/internet order fraud, account takeover, skimming, carding, and stealing your card.
this essay is about credit card scams

Best answer:

Answer by sammilulu05
yeah its really good if your 13

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